Terms and Conditions

Service Agreement

These terms govern your use of clariventaos's monthly financial planning subscription service and outline both parties' rights and responsibilities.

By subscribing to our service, you agree to these terms and conditions

Definitions

Key terms used throughout this agreement

• • Service: Our monthly financial planning subscription and related consultation services
• • Subscriber: Individual or entity who has purchased our monthly subscription service
• • Personal Information: Any information relating to your identity, finances, or circumstances
• • Subscription Fee: Monthly payment of $250 for ongoing financial planning services

Service Usage

Guidelines for appropriate use of our subscription service

Permitted Uses

• • Receiving personalised financial guidance and consultations
• • Accessing provided resources and planning materials
• • Participating in scheduled consultation sessions

Prohibited Uses

• • Sharing login credentials or account access with others
• • Using the service for illegal or fraudulent purposes
• • Attempting to reverse engineer or copy our methodologies
• • Harassing or abusing our staff or other subscribers
• • Providing false or misleading information

Subscriber Responsibilities

Your obligations as a service subscriber

• • Provide accurate and complete financial information
• • Attend scheduled consultations or provide reasonable notice
• • Pay subscription fees on time and in full
• • Maintain confidentiality of account information
• • Comply with all applicable laws and regulations

Intellectual Property

All content, methodologies, and materials remain clariventaos's intellectual property and are protected by copyright and other laws.

Unauthorised reproduction or distribution is prohibited

Privacy and Data Protection

Personal information is handled according to our Privacy Policy and Australian privacy laws Privacy Policy

Payment and Billing

Terms governing subscription payments and billing

• • Monthly subscription fee is $250, billed in advance
• • Payments are processed on the same date each month
• • Failed payments may result in service suspension
• • All fees include applicable taxes and charges

Cancellation and Refunds

Subscriptions may be cancelled with 30 days written notice

No refunds are provided for partial months or cancelled subscriptions

Limitation of Liability

Our liability is limited under these terms

Indemnification

Subscribers indemnify clariventaos against claims arising from service misuse or violation of these terms

Dispute Resolution

Process for resolving disagreements

Governing Law

All disputes shall be resolved under Australian federal and state laws

Terms Modifications

We may modify these terms with 30 days notice to subscribers

Continued use after modifications constitutes acceptance

Severability

Invalid provisions do not affect the validity of remaining terms

Entire Agreement

These terms constitute the complete agreement between parties regarding the service

Contact Information

Contact us with questions about these terms